Harris Teeter Rewards World Elite Mastercard® (2024)

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U.S. Bank may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of this cardis U.S. Bank National Association, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

©2024 U.S. Bank National Association. All rights reserved.

Account must be open and in good standing to earn and redeem rewards and benefits. Subject to credit approval. If approved, please refer to the Cardmember Agreement included with your card at the time of opening.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

1 Subject to credit approval. Cash Back rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Rewards expire after 36 months. Rewards are only available for redemption if your Account is open and in good standing (not past due or overlimit). Purchases qualify for cash back based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Rewards can be redeemed via Real-Time Rewards after making an eligible purchase of $10 or more at Harris Teeter or via statement credit once you have earned a minimum of 1,000 Rewards Points (worth $10). Upon approval, see your Cardmember Agreement for details.

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2 Mobile Pay within the Harris Teeter App non-fuel transactions earn 5% cash back on the first $3,000 in purchases each calendar year and 2% on amounts above that. Mobile Pay within the Harris Teeter App transactions at Fuel Centers, combined with any dining and other fuel station transactions, earn 3% on the first $6,000 spent each calendar year and 1% on amounts above that. Mobile wallet transactions (excluding Mobile Pay within the Harris Teeter App) earn 5% on the first $3,000 in purchases each calendar year and 1% on amounts above that, regardless of where the transaction was made, including Harris Teeter locations. "Mobile wallet" means Apple Pay®, Samsung Pay, Google Pay™, and Garmin Pay™. If a Mobile Pay within the Harris Teeter App or Mobile Wallet transaction might also qualify as a rewards category transaction, then the card issuer has sole discretion on how to categorize the transaction.

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3 Offer applies to new cardmembers only. For a limited time only. Subject to credit approval. Must submit application be approved for the Harris Teeter Rewards World Elite Mastercard® and spend $500 in net purchases within 90 days of account opening to automatically earn the $100 cash back. Net purchases are purchases minus credits and returns. The $100 cash back will be applied as a statement credit on your Account. Please allow 6-8 weeks after the promotion period for your $100 statement credit to be credited to your Account. Your Account must be open and in good standing to receive this bonus. Upon approval, please refer to your Cardmember Agreement for additional information.

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4 $1 in spending = 1 Fuel Point + 1 bonus Fuel Point on qualifying purchases made in-store, curbside pickup and delivery. Gift cards, adult beverage, tobacco products, pharmacy prescriptions, Ship, Vitacost, homechef.com, murrayscheese.com, Fuel purchases, are excluded from HT Plus Fuel Points benefits.

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5 HT Plus offer applies to new Harris Teeter Rewards World Elite Mastercard® cardmembers and existing Harris Teeter Rewards World Elite Mastercard® cardmembers. Must enroll for HT Plus Membership and provide payment information to activate your membership and receive free one-year membership in the Next-Day HT Plus program. If you choose the $99/year Same-Day HT Plus membership, you will receive a $59 waiver upon enrollment. Upon expiration of free membership period, you will be charged for an annual membership unless canceled prior to the end of free membership period. An annual membership currently costs $59/year for the Next-Day Membership and $99/year for the Same-Day Membership, but the cost of the yearly membership is subject to change. You can cancel any time before the end of the first year of membership by visiting your membership page. If you decide to cancel, your current HT Plus benefits will be available until the end of your membership period. Only one free HT Plus membership per household. Current HT Plus members must re-enroll to redeem HT Plus membership and will receive complimentary one-year membership in the HT Plus program after current HT Plus membership expires. Offer cannot be used for payment of current HT Plus . $35 order minimum. Restrictions apply. Subject to availability. Delivery time not guaranteed. Limited time offer. See the Harris Teeter website for more information regarding HT Plus membership.

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Harris Teeter Rewards World Elite Mastercard® (2024)


What benefits do I get with my World Elite Mastercard? ›

Your World Elite Mastercard credit card benefits
  • Out-of-province hospital medical insurance 7
  • Flight cancellation or trip interruption insurance 7
  • Delayed flight and stolen luggage insurance 7
  • Stolen or lost luggage insurance 7
  • Vehicle rental insurance (local or abroad7)
  • Medical, legal or general assistance7

What are the benefits of PC World Elite Mastercard? ›

Overview of the PC Financial® World Elite Mastercard®
  • 45 points/$1. On every dollar at Shoppers Drug Mart and Pharmaprix. ...
  • 30 points/$1. On every $1 spent at almost 2,500 stores across the country.
  • 30 points/$1. On Esso and Mobil stations in Canada.
  • 10 points/$1. On every $1 spent everywhere else.
Apr 22, 2024

What are the perks for a World Mastercard? ›

As a World Mastercard® cardholder, you have access to Mastercard® Travel & Lifestyle Services, a suite of benefits, amenities and upgrades, preferential treatment and premium travel offers from best-in-class travel companies across hotels, air travel, tours, cruises, car rentals and more*.

Is World Elite Mastercard hard to get? ›

The program's benefits are generally geared toward improving hotel stays with things like rate guarantees and free upgrades at three-star hotels and up. World Elite Mastercards typically require excellent or good credit to apply—defined by FICO as a score of 670 and up—and may carry an annual fee.

What is the income limit for World Elite Mastercard? ›

World Elite Mastercard must have a minimum personal income of $80,000 or household income of $150,000.

Does All World Elite Mastercard have lounge access? ›

Most Mastercard World and World Elite credit cards offer membership to the LoungeKey airport lounges network.

What is the minimum credit limit on a World Elite Mastercard? ›

Key product details
Welcome BonusThe first year annual fee is waived ($120 value) plus you'll receive a 40,000 welcome bonus points ($200 value) when you make your first purchase 6.
Interest ratesSee current rates
Minimum credit limit$5000
Additional cards$35 annual fee
Balance protectionAvailable
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Is World Elite card worth it? ›

The best World Elite Mastercard benefits include: purchase protection, price protection, extended warranties, travel accident insurance and multiple discount programs. Other good perks include a ShopRunner membership and exclusive PGA Tour golf experiences.

Why did I get upgraded to World Elite Mastercard? ›

The tier you receive varies by card as well as other factors, such as your credit history and the relationship you have with your card issuer. Typically, higher tiers require higher fees, but you may be upgraded to a more elite tier if you have a good history with your card issuer.

What is the difference between World and World Elite Mastercard? ›

While standard Mastercards offer fraud protection and security perks, more useful benefits like statement credits with Lyft and DoorDash and cellphone protection kick in with mid-tier World cards. Rounding things out, World Elite cards offer superior cellphone protection and concierge services.

How do I know if my Mastercard is World Elite? ›

If all you see is the Mastercard logo and not the words "World" or "World Elite," it's probably Standard. To double-check, you can typically go to the website of the bank that issued the card and find its page for the card. If it's a World or World Elite, it will probably tell you.

Does World Elite Mastercard cover TSA Precheck? ›

TSA Pre✔® Statement Credit

Bypass the hassle of airport security when traveling domestically and enjoy expedited security screening at select U.S. airports. Receive an $85 statement credit when you use your World Elite Mastercard® to apply for TSA Pre✔®.

How much income do you need for PC World Elite Mastercard? ›

How much income do you need to qualify for the PC World Elite Mastercard? The PC World Elite Mastercard requires a personal income of $80,000 per year or a household income of $150,000 per year.

Can I use my World Elite Mastercard anywhere? ›

Basic Card Facts

You can use the Smith's Rewards World Elite Mastercard® anywhere Mastercard is accepted. However, you do earn 2% cash back by shopping at the Kroger Family of Companies.

Which Mastercard has airport lounge access? ›

World and World Elite Mastercard.

Does Mastercard have medical travel insurance? ›

Travel accident and emergency medical insurance*

Covers you and your family against accidental death or dismemberment if you purchase common carrier travel tickets with your eligible Mastercard.

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